After overconsumption and festive excesses, I get back to normality with a checkup of my finances. Granted, it’s not the most exciting job in the world, but I’ve been doing a January review for years and I find it to be oddly therapeutic.
I used to avoid looking at my bank balance during January as I knew the news wouldn’t be good. I’d just hope to make its through to Up Helly-Aa without my debit card being refused. But now I bite the bullet and take positive steps in the New Year.